www.mastercard.com

Report from 7/24/2026, 1:27:51 PM https://www.mastercard.com
Latest run · lab, cold cache
49
7/24/2026
28-day score · p75 · the standard
49
13 runs
CRR91%latest
SSD4%latest
TC198 toklatest
TTFUT64 ms28-day p75

Scored by v3 · source-of-truth hashes: score db860d6ac94e · thresholds e94f8b33e500 — verifiable against the canonical scorer.

The 28-day score is the p75 of nightly runs — the stable number to cite. Deterministic metrics (CRR/SSD/TC) show their latest value (they move only when the site changes); timing (TTFUT) and answer-fidelity (AF) are smoothed by 28-day p75 — the same lab-vs-field split Core Web Vitals uses. Synthetic daily measurement, not real-user field data.

Core Agent Vitals badge  Embed this badge

Show your agent-readiness score anywhere — it links back to this report.

[![Core Agent Vitals](https://agentvitals.dev/badge/mastercard.com.svg)](https://agentvitals.dev/results?url=https%3A%2F%2Fwww.mastercard.com)
<a href="https://agentvitals.dev/results?url=https%3A%2F%2Fwww.mastercard.com"><img src="https://agentvitals.dev/badge/mastercard.com.svg" alt="Core Agent Vitals" height="20"></a>
What AI tells your customers about youAgent confidence: LOW
🟡Business nameMastercard · guessed from page text (no structured data)
Categorynot found
Pricenot applicable · not applicable to this page type
Locationnot applicable · not applicable to this page type
Hoursnot applicable · not applicable to this page type
Productsnot applicable · not applicable to this page type
🟡DescriptionWe connect and power a digital economy that benefits people, businesses and governments worldwide by making transactions safe, simple and accessible. · guessed from page text (no structured data)

⚠️ Your page title reads like a navigation menu, so an agent may cite your business as “Mastercard — A global technology company in the payments industry | Mastercard Canada”.

An agent is likely to fabricate missing details rather than say “I don’t know”. 0/3 applicable facts come from machine-readable structured data.

We recovered only a shell of this page (under 200 tokens) — likely a soft bot-block or a client-rendered app that served our scanner almost no content. The metrics below reflect that shell, not your real site; the score is capped until an agent can retrieve real content.
49
Overall score
weighted CAV (0–100)
FAIL
0–4950–8990–100

Metrics

91%
CRR Content Recovery Needs work
0.04
SSD Semantic Signal Density Poor
198 tok
TC Token Cost Good
86 ms
TTFUT Time to First Useful Token N/A

Token Cost breakdown

Where the page's tokens go (≈5,818 across regions). 83% is non-content — chrome and boilerplate an agent pays for. Add landmark roles (main/nav/header/footer) so agents can skip it.

Content
17.1% · 996
Chrome (nav / header / footer)
28.9% · 1,679
Boilerplate (cookie / ad)
21.1% · 1,230
Other
32.9% · 1,913

Final screenshot

Final screenshot of https://www.mastercard.com

Diagnostics

high SSD Low signal-to-noise for agents

content vs chrome/boilerplate

Evidencesignal 0.08 · generic JSON-LD 0/1 · missing: name
ImpactAgent spends tokens parsing nav/boilerplate instead of content.
Effort30–90 min

Fix: Wrap the real content in <main>/<article>, cut repeated nav/boilerplate, and keep the primary content dense and early in the DOM.

high TC 82.9% of tokens are non-content (boilerplate/chrome)

agent representation — token decomposition

EvidenceToken decomposition: content 17.1%, chrome 28.9%, boilerplate 21.1%, other 32.9%. Only 17.099999999999994% of the agent's tokens are real content.
ImpactAn agent pays for boilerplate on every request and has less context left for the real content.
Effort30–90 min

Fix: Strip repeated nav/header/footer/cookie chrome from the agent-visible output; wrap content in <main>/<article> so the extractor keeps signal and drops boilerplate.

medium CRR Content is hidden behind JavaScript

pre-JS raw HTML

Evidence9% of content requires JS · 91% of rendered content recovered (rest is placeholder/wrong)
ImpactA non-rendering agent never sees the JS-injected content.
Effort1–4 h

Fix: Server-render or statically generate the main content so a non-JS agent still receives it; make client rendering a progressive enhancement, not the source of truth.

Rendered profile: headless

Agent Discoverability 65/100 · Needs Work

Access & discovery checks — separate from the gated CAV metrics above. Click an issue for business impact, what we measured, and how to fix. · Take the Agent Readiness course →

Agent files & endpoints

llms.txt Absent at /llms.txt and /.well-known/llms.txt Learn →
robots.txt (AI bots) Blocks: * (all) Learn →
sitemap.xml Found at /sitemap.xml Learn →
JSON-LD structured data Types: BreadcrumbList Learn →
~ agents.json Absent (emerging standard) Learn →
~ WebMCP endpoint Absent (emerging standard) Learn →
~ OpenAPI / API docs No OpenAPI/Swagger found Learn →

Issues (6)

robots.txt allows AI bots high impact Blocks: * (all)

Business impact If robots.txt blocks AI crawlers you are invisible to ChatGPT, Claude and Perplexity — they skip you and recommend a competitor instead.

What we measured We read /robots.txt and test it against 16 AI user-agents (GPTBot, ClaudeBot, PerplexityBot, …) for a Disallow that blocks them.

How to fix Allow major AI bots to public content; restrict only private paths (/admin, /api).

Learn how to implement →

User-agent: GPTBot
Allow: /
Disallow: /admin/

Spec: https://platform.openai.com/docs/gptbot

~ No content-blocking cookie wall medium impact Consent platform: onetrust (verify it doesn't block content)

Business impact A consent wall that hides content until a click is invisible to agents — they cannot click 'Accept'.

What we measured We fingerprint OneTrust, Cookiebot, Usercentrics and similar managers and flag content-blocking ones.

How to fix Use an overlay banner that leaves content in the DOM, not a blocking interstitial.

Spec: https://gdpr.eu/cookies/

llms.txt present high impact Absent at /llms.txt and /.well-known/llms.txt

Business impact llms.txt is the robots.txt for AI: it tells agents what your site is, what matters, and where to find it. Without it AI guesses — and guessing means inaccurate recommendations and lost visibility.

What we measured We fetch /llms.txt and /.well-known/llms.txt and validate the spec (H1 title + a one-line blockquote summary). We also note /llms-full.txt (your full content as Markdown).

How to fix Create /llms.txt with a short summary + key pages; optionally /llms-full.txt with full content in Markdown.

Learn how to implement →

# Your Site
> One-line description for AI agents.

## Key pages
- /products — catalog
- /pricing — plans
- /docs — documentation

Spec: https://llmstxt.org

~ agents.json discovery low impact Absent (emerging standard)

Business impact agents.json describes what your site can DO for agents (services, endpoints, capabilities) — an emerging discovery standard. Early adopters get native agent integration.

What we measured We check /agents.json and /.well-known/agents.json for a valid configuration.

How to fix Publish /agents.json describing your site's capabilities and actions.

Learn how to implement →

Spec: https://github.com/wild-card-ai/agents-json

~ WebMCP endpoint low impact Absent (emerging standard)

Business impact WebMCP lets agents call actions on your site directly (book, buy, query) instead of scraping the DOM. Early adopters get native AI-agent interoperability.

What we measured We check /.well-known/webmcp and /webmcp.json for a valid actions array.

How to fix Add a WebMCP endpoint exposing your key actions to agents.

Learn how to implement →

Spec: https://webmcp.org

~ API documentation low impact No OpenAPI/Swagger found

Business impact Programmatic agents prefer a typed API. An OpenAPI/Swagger spec lets them integrate without scraping.

What we measured We probe /openapi.json, /swagger.json, /api-docs and /.well-known/openapi.json.

How to fix Publish an OpenAPI spec at a well-known path.

Learn how to implement →

Spec: https://www.openapis.org/

Passed audits (5)

✓ No CAPTCHA wall✓ No login wall on public content✓ Structured data (JSON-LD)✓ XML sitemap present + fresh✓ Server response (TTFB)

Transport & Trust (SEC 1.0.0)

HTTPS, HSTS, CSP, sniffing, referrer and CORS posture. Diagnostic only — this does not affect the CAV score. A security header does not make a page more legible to an agent, so scoring it would reward a CDN toggle that changes nothing an agent can recover. We measure it and say so.

70Transport posture (0–100, unscored)
3pass
1warn
1fail
Per-header findings (6)
HeaderEvidence
✅ HTTPSserved over HTTPS
✅ HSTSmax-age=31536000 ; includeSubDomains ; preload
❌ Content-Security-Policyno content-security-policy header
✅ X-Content-Type-Optionsnosniff
⚠️ Referrer-Policyno referrer-policy header (browser default applies)
➖ CORS exposureno CORS headers on the document (normal for an HTML page)
Full profile — how to improve · unused JS · network · timing

How to improve

highSplit the heaviest unused bundlehighest leverage

app.js — 646 KiB transferred, 64% unused

EvidenceCDP JS coverage: 414 KiB of this bundle is never executed on load.
Impact~-414 KiB transfer; lower Token Cost + faster agent parse.
Effort30–90 min
FixDynamic-import() the below-the-fold parts of app.js, or drop unused dependencies.
mediumCut total transfer weight

34.7 MB total

Evidence34.7 MB transferred.
ImpactCheaper, faster fetch on slow links.
Effort1–3 h
FixEnable Brotli, serve WebP/AVIF images, defer non-critical resources.

Third-party impact

15 third-party requests · 318 KiB (0.9% of transfer) · 23 ms main-thread — code an agent must also fetch/run before your content settles. Fewer, lazier third-parties = faster, cheaper agent reads.

Third-party domainReqsTransferMain-thread
cookielaw.org10220 KiB
adobedtm.com393 KiB23 ms
jsdelivr.net14 KiB
onetrust.com10 KiB

Wasted JavaScript (by bundle)

Transfer-accurate — each bundle's transfer size × its unused %, ranked by wasted bytes (the biggest code-splitting wins). Unused JS also inflates Token Cost (TC).

BundleTransferUnusedWasted
https://benefits.mastercard.com/chatwidget/assets/app.js646 KiB64%414 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site.lc-950a6f9e879cc4ee1dcee496b82119ce-lc.min.js476 KiB60.2%287 KiB
https://www.mastercard.com/etc.clientlibs/algolia/clientlibs/clientlib-site.lc-e0ff428a425098ec5223b0a576bb0ac8-lc.min.js242 KiB75.8%184 KiB
https://cdn.cookielaw.org/scripttemplates/202512.1.0/otBannerSdk.js 3P126 KiB60.9%77 KiB
https://assets.adobedtm.com/acdc00762da2/83bdb98d95f8/launch-05f4b8356cc4.min.js 3P92 KiB37.2%34 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-C3vcEZdJ.js40 KiB45.3%18 KiB
https://www.mastercard.com/cmdccX/Bh0A0h/KtEKCHV/gpggim/O0/Vwm39Y/LgVweUU/IkkgN/HNoMxAq28 KiB41.1%11 KiB
https://benefits.mastercard.com/chatwidget/benefits-livechat.js16 KiB62.6%10 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-DRo6qHLF.js46 KiB19.3%9 KiB
https://www.mastercard.com/etc.clientlibs/core/wcm/components/commons/datalayer/acdl/core.wcm.components.commons.datalayer.acdl.lc-bf921af342fd2c40139671dbf0920a1f-lc.min.js11 KiB72.8%8 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-510c2329.entry.js9 KiB69%6 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-base.lc-106cff15e23c56989099b3ece5ea8455-lc.min.js8 KiB73%5 KiB
https://cdn.cookielaw.org/scripttemplates/otSDKStub.js 3P9 KiB46.4%4 KiB
https://cdn.jsdelivr.net/npm/[email protected]/dist/search-insights.min.js 3P4 KiB71.9%3 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-jaxWCRx5.js3 KiB94.6%3 KiB

Network

86Requests
35534 KiBTransferred
35Scripts
0.9%3rd-party
1Long tasks
Image (14)
23843 KiB
Media (1)
9351 KiB
Script (35)
1960 KiB
Stylesheet (11)
169 KiB
Font (5)
121 KiB
Fetch (7)
54 KiB
Document (1)
21 KiB
XHR (8)
13 KiB
Other (3)
1 KiB
Manifest (1)
1 KiB
Heaviest requests (30)
URLTypeStatusTransfer
https://www.mastercard.com/adobe/dynamicmedia/deliver/dm-aid--c471b0a1-c241-4d00-ac1d-2b2451510e91/br45724-mastercard-websiteimageryrefresh-solutions-1-1x1-ezgif-com-loop-count.gif?quality=82&preferwebp=trueImage20023559 KiB
https://www.mastercard.com/content/dam/mccom/shared/homepage/videos/home-welcome-video-opt8-16x9-V7-EG-02.mp4Media2069351 KiB
https://benefits.mastercard.com/chatwidget/assets/app.jsScript200646 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site.lc-950a6f9e879cc4ee1dcee496b82119ce-lc.min.jsScript200476 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site/resources/images/container/mccom-circles-desktop.jpgImage200250 KiB
https://www.mastercard.com/etc.clientlibs/algolia/clientlibs/clientlib-site.lc-e0ff428a425098ec5223b0a576bb0ac8-lc.min.jsScript200242 KiB
https://www.mastercard.com/cmdccX/Bh0A0h/KtEKCHV/gpggim/O0/Ekm3tf3cu7EabSN3Eb/QFJ-eUU/WhRXD/3RPfRwBScript200176 KiB
https://cdn.cookielaw.org/scripttemplates/202512.1.0/otBannerSdk.jsScript200126 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site.lc-c6a06830f954f89ede70b5389fcfa518-lc.min.cssStylesheet200102 KiB
https://assets.adobedtm.com/acdc00762da2/83bdb98d95f8/launch-05f4b8356cc4.min.jsScript20092 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-DRo6qHLF.jsScript20046 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-C3vcEZdJ.jsScript20040 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site/resources/fonts/mccom/mccom.woff2Font20037 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site/resources/fonts/mccom/mccom-Med.woff2Font20037 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-site/resources/fonts/mccom/mccom-Bold.woff2Font20036 KiB
https://cdn.cookielaw.org/consent/01992d6a-3d78-7cb6-8a71-f6336cd5cdcf/0199297b-f4f7-7204-bde5-f87a8ac2909a/en.jsonFetch20031 KiB
https://www.mastercard.com/cmdccX/Bh0A0h/KtEKCHV/gpggim/O0/Vwm39Y/LgVweUU/IkkgN/HNoMxAqScript20028 KiB
https://cdn.cookielaw.org/logos/1df3f1e6-52a6-46c4-b5a1-0e035b09a859/c8f0ae6e-550f-49f2-bf8d-e209a37a96a7/2dc2e77e-31c9-4bf6-b310-d14722cbe9b4/MicrosoftTeams-image.pngImage20027 KiB
https://www.mastercard.com/ca/en.htmlDocument20021 KiB
https://www.mastercard.com/etc.clientlibs/algolia/clientlibs/clientlib-site.lc-3aeda265772f5d525600a0dc474055eb-lc.min.cssStylesheet20020 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/forms-ui.cssStylesheet20019 KiB
https://benefits.mastercard.com/chatwidget/content/dam/public/mastercardcom/chat-application/css/chat.cssStylesheet20017 KiB
https://benefits.mastercard.com/chatwidget/benefits-livechat.jsScript20016 KiB
https://cdn.cookielaw.org/scripttemplates/202512.1.0/assets/v2/otPcTab.jsonFetch20014 KiB
https://www.mastercard.com/etc.clientlibs/core/wcm/components/commons/datalayer/acdl/core.wcm.components.commons.datalayer.acdl.lc-bf921af342fd2c40139671dbf0920a1f-lc.min.jsScript20011 KiB
https://www.mastercard.com/akam/13/2de6c31dScript2009 KiB
https://cdn.cookielaw.org/scripttemplates/otSDKStub.jsScript2009 KiB
https://asset.forms.mastercard.com/forms-ui-v2.0.14/p-510c2329.entry.jsScript2009 KiB
https://www.mastercard.com/etc.clientlibs/marts/clientlibs/clientlib-base.lc-106cff15e23c56989099b3ece5ea8455-lc.min.jsScript2008 KiB
https://benefits.mastercard.com/chatservice/livechat/nextgenapi/livechat/configs?content_language=en-CAXHR2006 KiB

Long tasks (>50 ms)

StartDuration
1006 ms87 ms
Analyzing…
running mobile + desktop · ~30s