www.plaid.com

Report from 8/10/2026, 1:35:37 PM https://www.plaid.com
Latest run · lab, cold cache
65
8/10/2026
28-day score · p75 · the standard
65
15 runs
CRR32%latest
SSD88%latest
TC1185 toklatest
TTFUT374 ms28-day p75

Scored by v3 · source-of-truth hashes: score db860d6ac94e · thresholds e94f8b33e500 — verifiable against the canonical scorer.

The 28-day score is the p75 of nightly runs — the stable number to cite. Deterministic metrics (CRR/SSD/TC) show their latest value (they move only when the site changes); timing (TTFUT) and answer-fidelity (AF) are smoothed by 28-day p75 — the same lab-vs-field split Core Web Vitals uses. Synthetic daily measurement, not real-user field data.

Core Agent Vitals badge  Embed this badge

Show your agent-readiness score anywhere — it links back to this report.

[![Core Agent Vitals](https://agentvitals.dev/badge/plaid.com.svg)](https://agentvitals.dev/results?url=https%3A%2F%2Fwww.plaid.com)
<a href="https://agentvitals.dev/results?url=https%3A%2F%2Fwww.plaid.com"><img src="https://agentvitals.dev/badge/plaid.com.svg" alt="Core Agent Vitals" height="20"></a>
What AI tells your customers about youAgent confidence: MEDIUM
Business namePlaid
Categoryorganization
Pricenot found
Location1098 Harrison St., San Francisco, CA, 94103, US
Hoursnot found
Productsnot found
DescriptionPlaid enables you to tap into the industry's largest network of banks, fintechs, and consumers. Beyond connecting financial accounts, Plaid helps businesses onboard new customers, reduce fraud, and…

An agent gets the basics but will guess on the gaps. 4/7 applicable facts come from machine-readable structured data.

65
Overall score
weighted CAV (0–100)
FAIL
0–4950–8990–100

Metrics

32%
CRR Content Recovery Poor
0.88
SSD Semantic Signal Density Good
1,185 tok
TC Token Cost Good
374 ms
TTFUT Time to First Useful Token N/A

Token Cost breakdown

Where the page's tokens go (≈12,031 across regions). Most tokens are real content — the agent isn't paying much for chrome.

Content
87.2% · 10,491
Chrome (nav / header / footer)
7.2% · 868
Boilerplate (cookie / ad)
5.6% · 672
Other
0% · 0

Final screenshot

Final screenshot of https://www.plaid.com

Diagnostics

high CRR Content is hidden behind JavaScript

pre-JS raw HTML

Evidence68% of content requires JS
ImpactA non-rendering agent never sees the JS-injected content.
Effort1–4 h

Fix: Server-render or statically generate the main content so a non-JS agent still receives it; make client rendering a progressive enhancement, not the source of truth.

Rendered profile: headless

Agent Discoverability 100/100 · Agent Ready

Access & discovery checks — separate from the gated CAV metrics above. Click an issue for business impact, what we measured, and how to fix. · Take the Agent Readiness course →

Agent files & endpoints

llms.txt Found at /llms.txt Learn →
robots.txt (AI bots) Major AI bots allowed Learn →
sitemap.xml Found at /sitemap.xml Learn →
JSON-LD structured data Types: organization Learn →
~ agents.json Absent (emerging standard) Learn →
~ WebMCP endpoint Absent (emerging standard) Learn →
~ OpenAPI / API docs No OpenAPI/Swagger found Learn →

Issues (3)

~ agents.json discovery low impact Absent (emerging standard)

Business impact agents.json describes what your site can DO for agents (services, endpoints, capabilities) — an emerging discovery standard. Early adopters get native agent integration.

What we measured We check /agents.json and /.well-known/agents.json for a valid configuration.

How to fix Publish /agents.json describing your site's capabilities and actions.

Learn how to implement →

Spec: https://github.com/wild-card-ai/agents-json

~ WebMCP endpoint low impact Absent (emerging standard)

Business impact WebMCP lets agents call actions on your site directly (book, buy, query) instead of scraping the DOM. Early adopters get native AI-agent interoperability.

What we measured We check /.well-known/webmcp and /webmcp.json for a valid actions array.

How to fix Add a WebMCP endpoint exposing your key actions to agents.

Learn how to implement →

Spec: https://webmcp.org

~ API documentation low impact No OpenAPI/Swagger found

Business impact Programmatic agents prefer a typed API. An OpenAPI/Swagger spec lets them integrate without scraping.

What we measured We probe /openapi.json, /swagger.json, /api-docs and /.well-known/openapi.json.

How to fix Publish an OpenAPI spec at a well-known path.

Learn how to implement →

Spec: https://www.openapis.org/

Passed audits (8)

✓ robots.txt allows AI bots✓ No CAPTCHA wall✓ No content-blocking cookie wall✓ llms.txt present + valid✓ No login wall on public content✓ Structured data (JSON-LD)✓ XML sitemap present + fresh✓ Server response (TTFB)

Transport & Trust (SEC 1.0.0)

HTTPS, HSTS, CSP, sniffing, referrer and CORS posture. Diagnostic only — this does not affect the CAV score. A security header does not make a page more legible to an agent, so scoring it would reward a CDN toggle that changes nothing an agent can recover. We measure it and say so.

59Transport posture (0–100, unscored)
2pass
1warn
2fail
Per-header findings (6)
HeaderEvidence
✅ HTTPSserved over HTTPS
✅ HSTSmax-age=63072000; includeSubDomains; preload
❌ Content-Security-Policyno content-security-policy header
❌ X-Content-Type-Optionsmissing nosniff
⚠️ Referrer-Policyno referrer-policy header (browser default applies)
➖ CORS exposureno CORS headers on the document (normal for an HTML page)
Full profile — how to improve · unused JS · network · timing

How to improve

highSplit the heaviest unused bundlehighest leverage

_app-84b09323e06a7b2c.js — 917 KiB transferred, 62.6% unused

EvidenceCDP JS coverage: 574 KiB of this bundle is never executed on load.
Impact~-574 KiB transfer; lower Token Cost + faster agent parse.
Effort30–90 min
FixDynamic-import() the below-the-fold parts of _app-84b09323e06a7b2c.js, or drop unused dependencies.
highBreak up long main-thread tasks

longest task 1153 ms (10 total)

EvidenceMain thread blocked 1153 ms by the longest task.
ImpactFaster interactivity + content settling.
Effort1–4 h
FixSplit heavy work, defer third-party scripts, move compute off the main thread.
mediumCut third-party weight

ctfassets.net — 1520 KiB, 59 requests

EvidenceThird-party is 43% of total transfer (72 requests); ctfassets.net is the largest.
ImpactFewer bytes + main-thread stalls before your content settles for an agent.
Effort1–3 h
FixLazy-load, self-host, or remove ctfassets.net; defer non-critical third-party scripts.
mediumCut total transfer weight

4.0 MB total

Evidence4.0 MB transferred.
ImpactCheaper, faster fetch on slow links.
Effort1–3 h
FixEnable Brotli, serve WebP/AVIF images, defer non-critical resources.

Third-party impact

72 third-party requests · 1745 KiB (43% of transfer) · 223 ms main-thread — code an agent must also fetch/run before your content settles. Fewer, lazier third-parties = faster, cheaper agent reads.

Third-party domainReqsTransferMain-thread
ctfassets.net591520 KiB
cookielaw.org11220 KiB223 ms
visualwebsiteoptimizer.com15 KiB
onetrust.com10 KiB

Wasted JavaScript (by bundle)

Transfer-accurate — each bundle's transfer size × its unused %, ranked by wasted bytes (the biggest code-splitting wins). Unused JS also inflates Token Cost (TC).

BundleTransferUnusedWasted
https://plaid.com/_next/static/chunks/pages/_app-84b09323e06a7b2c.js917 KiB62.6%574 KiB
https://cdn.cookielaw.org/scripttemplates/202605.1.0/otBannerSdk.js 3P136 KiB61.7%84 KiB
https://plaid.com/_next/static/chunks/4b358913-307739a2a8d60d69.js92 KiB82.1%75 KiB
https://plaid.com/_next/static/chunks/29622-c29ec10a41cc79ee.js136 KiB43.7%60 KiB
https://plaid.com/_next/static/chunks/framework-57847b52bcbe24f7.js54 KiB56%31 KiB
https://plaid.com/_next/static/chunks/main-93ab5d7ae02d96a6.js38 KiB55.2%21 KiB
https://plaid.com/_next/static/chunks/18669-3f4ec8f7c85ad38c.js28 KiB25.7%7 KiB
https://cdn.cookielaw.org/scripttemplates/otSDKStub.js 3P9 KiB48.7%4 KiB
https://plaid.com/_next/static/chunks/34079-291e8fd28aef13a7.js6 KiB74.2%4 KiB
https://plaid.com/_next/static/chunks/pages/index-63c2ad642658c335.js28 KiB11%3 KiB
https://plaid.com/_next/static/chunks/15170.2c7e286e058e8d4b.js3 KiB68%2 KiB
https://plaid.com/_next/static/chunks/79261.7295f96a3bfcd2a2.js3 KiB67.8%2 KiB
https://plaid.com/_next/static/chunks/84795.2d6099178b63cc0b.js3 KiB70.2%2 KiB
https://plaid.com/_next/static/chunks/31386.65d4b71930943eaa.js3 KiB67.5%2 KiB
https://plaid.com/_next/static/chunks/53419.f3f104f585a6ddf7.js3 KiB64.9%2 KiB

Network

170Requests
4061 KiBTransferred
71Scripts
43%3rd-party
10Long tasks
Script (71)
1783 KiB
Image (63)
1542 KiB
Font (16)
546 KiB
Stylesheet (5)
73 KiB
Document (2)
54 KiB
Fetch (8)
52 KiB
XHR (3)
8 KiB
Other (1)
2 KiB
Manifest (1)
1 KiB
Heaviest requests (30)
URLTypeStatusTransfer
https://plaid.com/_next/static/chunks/pages/_app-84b09323e06a7b2c.jsScript200917 KiB
https://images.ctfassets.net/ss5kfr270og3/2JblDwCyPDIbjPx20xxK5I/c2e338a2a7bc1010adc034d8eb3f8999/besk-desktop-open.png?fm=webp&q=50&w=944Image200343 KiB
https://images.ctfassets.net/ss5kfr270og3/2oJaDLy1lkPa0151ROC2EX/112bd81002fbba76fae1435de2100d83/ben-desktop-closed.png?fm=webp&q=50&w=944Image200342 KiB
https://images.ctfassets.net/ss5kfr270og3/2yDmd8TCoEKET6jYh8LgJC/8cfb04d38ad94e9cacdaff77cd88f3b6/homepage-solutions-credit-scoring-foreground.png?fm=webp&q=70Image200178 KiB
https://plaid.com/_next/static/chunks/29622-c29ec10a41cc79ee.jsScript200136 KiB
https://cdn.cookielaw.org/scripttemplates/202605.1.0/otBannerSdk.jsScript200136 KiB
https://plaid.com/_next/static/chunks/4b358913-307739a2a8d60d69.jsScript20092 KiB
https://images.ctfassets.net/ss5kfr270og3/2VBqUYyDYezsT9oSBZbwgp/27e8e214d8c223854968bf291e8e23b8/homepage-solutions-pbb-background.png?fm=webp&q=70Image20079 KiB
https://plaid.com/_next/static/chunks/63294.0b299feb22e149de.jsScript20072 KiB
https://go.plaid.com/js/forms2/js/forms2.min.jsScript20068 KiB
https://plaid.com/_next/static/css/2b53d6c93cff25bf.cssStylesheet20060 KiB
https://images.ctfassets.net/ss5kfr270og3/7q1mJPw6bmeeUruloUUcxa/d69826c7922a24d66660ccd4e732a79a/3621384b921832f85bca12c7d2a4f5da?fm=webp&q=30Image20057 KiB
https://plaid.com/_next/static/chunks/framework-57847b52bcbe24f7.jsScript20054 KiB
https://plaid.com/Document20053 KiB
https://plaid.com/assets/fonts/BoweryStreet-Medium.woff2Font20047 KiB
https://plaid.com/assets/fonts/BoweryStreet-Regular.woff2Font20047 KiB
https://images.ctfassets.net/ss5kfr270og3/2iEQDrZaoMIc0fvMD8Jaby/fce48cda02962dc9730b9349a9be3f81/thumbprint-bg.png?q=70&fm=webpImage20047 KiB
https://images.ctfassets.net/ss5kfr270og3/7924EVvCFUmnRoZ9Vc8icw/a16de77516597adbe3f25f2b5e19a8c6/homepage-solutions-fraud-protection-background-v2.png?fm=webp&q=70Image20047 KiB
https://plaid.com/assets/fonts/BoweryStreet-Bold.woff2Font20047 KiB
https://plaid.com/assets/fonts/BoweryStreet-Light.woff2Font20047 KiB
https://images.ctfassets.net/ss5kfr270og3/4BkJrP7wZI3KjVNI3HfYDj/b86e20af00497c299872b7b2f9a0996f/homepage-solutions-onboarding-background-v2.png?fm=webp&q=70Image20045 KiB
https://images.ctfassets.net/ss5kfr270og3/3gt9kL5SspXTJX1eipqoh4/3375f55fbc26ed9ea87f98a1e04623cf/homepage-solutions-pfm-background-v2.png?fm=webp&q=70Image20045 KiB
https://plaid.com/assets/fonts/Inconsolata-Bold.woff2Font20043 KiB
https://plaid.com/_next/static/chunks/main-93ab5d7ae02d96a6.jsScript20038 KiB
https://plaid.com/assets/fonts/Inconsolata-Regular.woff2Font20038 KiB
https://plaid.com/assets/fonts/PlaidSans-Bold.woff2Font20037 KiB
https://plaid.com/assets/fonts/PlaidSans-SemiBold.woff2Font20037 KiB
https://plaid.com/assets/fonts/PlaidSans-Medium.woff2Font20036 KiB
https://images.ctfassets.net/ss5kfr270og3/7C3ybo9RojkPBEADstjOKR/ff8b7ea7e8f80e2be9d02e3e41f374ef/homepage-solutions-credit-scoring-background.png?fm=webp&q=70Image20031 KiB
https://plaid.com/assets/fonts/PlaidSans-Regular.woff2Font20031 KiB

Long tasks (>50 ms)

StartDuration
1875 ms1153 ms
593 ms488 ms
1201 ms372 ms
3803 ms294 ms
3572 ms207 ms
3044 ms180 ms
4117 ms163 ms
3245 ms162 ms
4879 ms114 ms
5187 ms109 ms
Analyzing…
running mobile + desktop · ~30s