www.pnc.com

Report from 8/8/2026, 1:36:34 PM https://www.pnc.com
Latest run · lab, cold cache
53
8/8/2026
28-day score · p75 · the standard
53
13 runs
CRR92%latest
SSD30%latest
TC1416 toklatest
TTFUT98 ms28-day p75

Scored by v3 · source-of-truth hashes: score db860d6ac94e · thresholds e94f8b33e500 — verifiable against the canonical scorer.

The 28-day score is the p75 of nightly runs — the stable number to cite. Deterministic metrics (CRR/SSD/TC) show their latest value (they move only when the site changes); timing (TTFUT) and answer-fidelity (AF) are smoothed by 28-day p75 — the same lab-vs-field split Core Web Vitals uses. Synthetic daily measurement, not real-user field data.

Core Agent Vitals badge  Embed this badge

Show your agent-readiness score anywhere — it links back to this report.

[![Core Agent Vitals](https://agentvitals.dev/badge/pnc.com.svg)](https://agentvitals.dev/results?url=https%3A%2F%2Fwww.pnc.com)
<a href="https://agentvitals.dev/results?url=https%3A%2F%2Fwww.pnc.com"><img src="https://agentvitals.dev/badge/pnc.com.svg" alt="Core Agent Vitals" height="20"></a>
What AI tells your customers about youAgent confidence: LOW
🟡Business namePNC Bank · guessed from page text (no structured data)
Categorynot found
Pricenot applicable · not applicable to this page type
Locationnot applicable · not applicable to this page type
Hoursnot applicable · not applicable to this page type
Productsnot applicable · not applicable to this page type
🟡DescriptionPNC Bank offers a wide range of personal banking services including checking and savings accounts, credit cards, mortgage loans, auto loans and much more. · guessed from page text (no structured data)

An agent is likely to fabricate missing details rather than say “I don’t know”. 0/3 applicable facts come from machine-readable structured data.

53
Overall score
weighted CAV (0–100)
FAIL
0–4950–8990–100

Metrics

92%
CRR Content Recovery Needs work
0.30
SSD Semantic Signal Density Poor
1,416 tok
TC Token Cost Good
134 ms
TTFUT Time to First Useful Token N/A

Token Cost breakdown

Where the page's tokens go (≈9,496 across regions). 67% is non-content — chrome and boilerplate an agent pays for. Add landmark roles (main/nav/header/footer) so agents can skip it.

Content
33.2% · 3,157
Chrome (nav / header / footer)
44.6% · 4,234
Boilerplate (cookie / ad)
8.4% · 798
Other
13.8% · 1,307

Final screenshot

Final screenshot of https://www.pnc.com

Diagnostics

high SSD Low signal-to-noise for agents

content vs chrome/boilerplate

Evidencesignal 0.51 · JSON-LD 0/1 · missing: structured-data
ImpactAgent spends tokens parsing nav/boilerplate instead of content.
Effort30–90 min

Fix: Wrap the real content in <main>/<article>, cut repeated nav/boilerplate, and keep the primary content dense and early in the DOM.

high TC 66.8% of tokens are non-content (boilerplate/chrome)

agent representation — token decomposition

EvidenceToken decomposition: content 33.2%, chrome 44.6%, boilerplate 8.4%, other 13.8%. Only 33.2% of the agent's tokens are real content.
ImpactAn agent pays for boilerplate on every request and has less context left for the real content.
Effort30–90 min

Fix: Strip repeated nav/header/footer/cookie chrome from the agent-visible output; wrap content in <main>/<article> so the extractor keeps signal and drops boilerplate.

medium CRR Content is hidden behind JavaScript

pre-JS raw HTML

Evidence8% of content requires JS
ImpactA non-rendering agent never sees the JS-injected content.
Effort1–4 h

Fix: Server-render or statically generate the main content so a non-JS agent still receives it; make client rendering a progressive enhancement, not the source of truth.

Rendered profile: headless

Agent Discoverability 62/100 · Needs Work

Access & discovery checks — separate from the gated CAV metrics above. Click an issue for business impact, what we measured, and how to fix. · Take the Agent Readiness course →

Agent files & endpoints

llms.txt Absent at /llms.txt and /.well-known/llms.txt Learn →
robots.txt (AI bots) Major AI bots allowed Learn →
sitemap.xml No /sitemap.xml Learn →
JSON-LD structured data No JSON-LD found Learn →
~ agents.json Absent (emerging standard) Learn →
~ WebMCP endpoint Absent (emerging standard) Learn →
~ OpenAPI / API docs No OpenAPI/Swagger found Learn →

Issues (7)

~ No content-blocking cookie wall medium impact Consent platform: onetrust (verify it doesn't block content)

Business impact A consent wall that hides content until a click is invisible to agents — they cannot click 'Accept'.

What we measured We fingerprint OneTrust, Cookiebot, Usercentrics and similar managers and flag content-blocking ones.

How to fix Use an overlay banner that leaves content in the DOM, not a blocking interstitial.

Spec: https://gdpr.eu/cookies/

llms.txt present high impact Absent at /llms.txt and /.well-known/llms.txt

Business impact llms.txt is the robots.txt for AI: it tells agents what your site is, what matters, and where to find it. Without it AI guesses — and guessing means inaccurate recommendations and lost visibility.

What we measured We fetch /llms.txt and /.well-known/llms.txt and validate the spec (H1 title + a one-line blockquote summary). We also note /llms-full.txt (your full content as Markdown).

How to fix Create /llms.txt with a short summary + key pages; optionally /llms-full.txt with full content in Markdown.

Learn how to implement →

# Your Site
> One-line description for AI agents.

## Key pages
- /products — catalog
- /pricing — plans
- /docs — documentation

Spec: https://llmstxt.org

Structured data (JSON-LD) medium impact No JSON-LD found

Business impact Schema.org JSON-LD tells agents what a page IS (product, article, business) with typed fields (price, rating, hours). Without it agents extract less reliably.

What we measured We parse <script type=application/ld+json>, validate it, and check for populated @type fields.

How to fix Add JSON-LD: Organization/LocalBusiness on the homepage, Product on product pages, Article on posts.

Learn how to implement →

<script type="application/ld+json">{"@context":"https://schema.org","@type":"Organization","name":"Your Co","url":"https://example.com"}</script>

Spec: https://schema.org/

XML sitemap present medium impact No /sitemap.xml

Business impact A sitemap is your table of contents for AI crawlers. Without it agents follow homepage links and miss deep pages (products, docs, pricing) — shrinking what they can recommend.

What we measured We fetch /sitemap.xml (and /sitemap_index.xml), confirm valid XML with <loc> entries, and check <lastmod> freshness.

How to fix Generate an XML sitemap of all public pages with current lastmod dates and reference it in robots.txt.

Learn how to implement →

# robots.txt
Sitemap: https://example.com/sitemap.xml

Spec: https://www.sitemaps.org/

~ agents.json discovery low impact Absent (emerging standard)

Business impact agents.json describes what your site can DO for agents (services, endpoints, capabilities) — an emerging discovery standard. Early adopters get native agent integration.

What we measured We check /agents.json and /.well-known/agents.json for a valid configuration.

How to fix Publish /agents.json describing your site's capabilities and actions.

Learn how to implement →

Spec: https://github.com/wild-card-ai/agents-json

~ WebMCP endpoint low impact Absent (emerging standard)

Business impact WebMCP lets agents call actions on your site directly (book, buy, query) instead of scraping the DOM. Early adopters get native AI-agent interoperability.

What we measured We check /.well-known/webmcp and /webmcp.json for a valid actions array.

How to fix Add a WebMCP endpoint exposing your key actions to agents.

Learn how to implement →

Spec: https://webmcp.org

~ API documentation low impact No OpenAPI/Swagger found

Business impact Programmatic agents prefer a typed API. An OpenAPI/Swagger spec lets them integrate without scraping.

What we measured We probe /openapi.json, /swagger.json, /api-docs and /.well-known/openapi.json.

How to fix Publish an OpenAPI spec at a well-known path.

Learn how to implement →

Spec: https://www.openapis.org/

Passed audits (5)

✓ robots.txt allows AI bots✓ No CAPTCHA wall✓ Machine-readable prices✓ No login wall on public content✓ Server response (TTFB)

Transport & Trust (SEC 1.0.0)

HTTPS, HSTS, CSP, sniffing, referrer and CORS posture. Diagnostic only — this does not affect the CAV score. A security header does not make a page more legible to an agent, so scoring it would reward a CDN toggle that changes nothing an agent can recover. We measure it and say so.

77Transport posture (0–100, unscored)
3pass
2warn
0fail
Per-header findings (6)
HeaderEvidence
✅ HTTPSserved over HTTPS
✅ HSTSmax-age=31536000
⚠️ Content-Security-Policyscript-src allows 'unsafe-inline'
✅ X-Content-Type-Optionsnosniff
⚠️ Referrer-Policyno referrer-policy header (browser default applies)
➖ CORS exposureno CORS headers on the document (normal for an HTML page)
Full profile — how to improve · unused JS · network · timing

How to improve

highSplit the heaviest unused bundlehighest leverage

clientlib-base.min.js — 252 KiB transferred, 65.1% unused

EvidenceCDP JS coverage: 164 KiB of this bundle is never executed on load.
Impact~-164 KiB transfer; lower Token Cost + faster agent parse.
Effort30–90 min
FixDynamic-import() the below-the-fold parts of clientlib-base.min.js, or drop unused dependencies.
mediumCut total transfer weight

4.1 MB total

Evidence4.1 MB transferred.
ImpactCheaper, faster fetch on slow links.
Effort1–3 h
FixEnable Brotli, serve WebP/AVIF images, defer non-critical resources.

Third-party impact

62 third-party requests · 798 KiB (19% of transfer) · 115 ms main-thread — code an agent must also fetch/run before your content settles. Fewer, lazier third-parties = faster, cheaper agent reads.

Third-party domainReqsTransferMain-thread
facebook.net2187 KiB72 ms
googletagmanager.com1137 KiB
qualtrics.com11128 KiB
adobedtm.com3127 KiB43 ms
go-mpulse.net257 KiB
invocacdn.com239 KiB
licdn.com239 KiB
pinimg.com235 KiB
bing.com316 KiB
ads-twitter.com114 KiB
pinterest.com86 KiB
demdex.net15 KiB

Wasted JavaScript (by bundle)

Transfer-accurate — each bundle's transfer size × its unused %, ranked by wasted bytes (the biggest code-splitting wins). Unused JS also inflates Token Cost (TC).

BundleTransferUnusedWasted
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-base.min.js252 KiB65.1%164 KiB
https://www.pnc.com/etc/designs/pnc-foundation/clientlibs/pnc-foundation.glassBox/js/detector-bootstrap.min.js170 KiB58%98 KiB
https://www.pnc.com/content/dam/pnc-com/oneTrust/scripttemplates/202602.1.0/otBannerSdk.js131 KiB63.4%83 KiB
https://www.googletagmanager.com/gtag/js?id=DC-5263622 3P137 KiB50.8%69 KiB
https://www.pnc.com/etc.clientlibs/clientlibs/granite/jquery-ui.min.js72 KiB86.9%62 KiB
https://assets.adobedtm.com/1d90950c926aacaf003e1e8e48aeb1189d4d7901/satelliteLib-0dbd59624bb8270e8b9358f997c7c8c144a7e2d3.js 3P122 KiB41.3%50 KiB
https://www.pnc.com/ruxitagentjs_ICA7NVfqrux_10337260526121002.js79 KiB59.9%47 KiB
https://connect.facebook.net/en_US/fbevents.js 3P105 KiB44.7%47 KiB
https://www.u44.pnc.com/783807/calc.js?dt=login&r=0.6900521611647235102 KiB39.9%41 KiB
https://www.pnc.com/etc/designs/pnc-foundation/clientlibs/pnc-foundation.glassBox/js/detector-lazy.min.js58 KiB63.7%37 KiB
https://s2.go-mpulse.net/boomerang/4SJE4-K79NK-56ZNE-TYKPF-DZF5S 3P56 KiB59.2%33 KiB
https://www.pnc.com/etc.clientlibs/clientlibs/granite/jquery.min.js38 KiB70.1%27 KiB
https://siteintercept.qualtrics.com/dxjsmodule/CoreModule.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=webAdobeLaunch&Q_BRANDID=pncvoiceofcustomer 3P33 KiB78.8%26 KiB
https://siteintercept.qualtrics.com/dxjsmodule/963.c66321cb3f9f4543e3c6.chunk.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=web&Q_BRANDID=www.pnc.com 3P39 KiB66.9%26 KiB
https://www.u45.pnc.com/igpr/align.js99 KiB23.1%23 KiB

Network

169Requests
4211 KiBTransferred
59Scripts
19%3rd-party
3Long tasks
Script (59)
2093 KiB
Font (9)
1252 KiB
Image (42)
471 KiB
Stylesheet (5)
185 KiB
Document (9)
81 KiB
XHR (21)
59 KiB
Fetch (19)
56 KiB
Other (4)
14 KiB
Ping (1)
0 KiB
Heaviest requests (30)
URLTypeStatusTransfer
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/fa-light-300.woff2Font200360 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/fa-regular-400.woff2Font200337 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/fa-solid-900.woff2Font200262 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-base.min.jsScript200252 KiB
https://www.pnc.com/FPhmg/XGIW/1XLi/8t/DO7wE/3w1rhVwpJiXcmp/GnF6RRwC/Ogx7b1gX/U0gBScript200176 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-base.min.cssStylesheet200172 KiB
https://www.pnc.com/etc/designs/pnc-foundation/clientlibs/pnc-foundation.glassBox/js/detector-bootstrap.min.jsScript200170 KiB
https://www.googletagmanager.com/gtag/js?id=DC-5263622Script200137 KiB
https://www.pnc.com/content/dam/pnc-com/oneTrust/scripttemplates/202602.1.0/otBannerSdk.jsScript200131 KiB
https://assets.adobedtm.com/1d90950c926aacaf003e1e8e48aeb1189d4d7901/satelliteLib-0dbd59624bb8270e8b9358f997c7c8c144a7e2d3.jsScript200122 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/fa-brands-400.woff2Font200110 KiB
https://connect.facebook.net/en_US/fbevents.jsScript200105 KiB
https://www.u44.pnc.com/783807/calc.js?dt=login&r=0.6900521611647235Script200102 KiB
https://www.u45.pnc.com/igpr/align.jsScript20099 KiB
https://connect.facebook.net/signals/config/430794811181615?v=2.9.373&r=stable&domain=www.pnc.com&hme=6d1ed5deee7eafc01c53d9e9fc3c4e10db50c3d28237bc4932686777e5c3969a&ex_m=111%2C215%2C163%2C23%2C76%2C77%2C154%2C72%2C71%2C11%2C172%2C96%2C17%2C146%2C134%2C41%2C79%2C84%2C142%2C168%2C174%2C27%2C15%2C28%2C29%2C30%2C32%2C50%2C155%2C81%2C119%2C19%2C21%2C46%2C42%2C44%2C43%2C89%2C98%2C102%2C117%2C153%2C156%2C48%2C118%2C25%2C22%2C126%2C73%2C38%2C158%2C157%2C159%2C150%2C148%2C26%2C37%2C61%2C116%2C170%2C74%2C18%2C161%2C121%2C87%2C70%2C20%2C91%2C92%2C123%2C90%2C144%2C143%2C147%2C103%2C169%2C36%2C51%2C120%2C49%2C8%2C4%2C5%2C7%2C6%2C3%2C97%2C108%2C175%2C182%2C229%2C78%2C242%2C241%2C240%2C24%2C35%2C57%2C110%2C63%2C10%2C67%2C104%2C105%2C106%2C112%2C137%2C33%2C31%2C139%2C140%2C141%2C136%2C135%2C164%2C80%2C167%2C165%2C166%2C52%2C62%2C130%2C16%2C171%2C47%2C286%2C287%2C285%2C300%2C318%2C222%2C211%2C64%2C212%2C210%2C321%2C312%2C54%2C223%2C114%2C138%2C86%2C128%2C56%2C127%2C133%2C132%2C60%2C68%2C66%2C160%2C82%2C83%2C122%2C39%2C34%2C55%2C58%2C107%2C173%2C1%2C131%2C14%2C129%2C12%2C2%2C59%2C99%2C69%2C65%2C125%2C95%2C94%2C176%2C177%2C100%2C101%2C9%2C109%2C53%2C151%2C93%2C85%2C75%2C124%2C113%2C45%2C152%2C0%2C88%2C145%2C149%2C162%2C40%2C115%2C13%2C178Script20083 KiB
https://www.pnc.com/ruxitagentjs_ICA7NVfqrux_10337260526121002.jsScript20079 KiB
https://www.pnc.com/etc.clientlibs/clientlibs/granite/jquery-ui.min.jsScript20072 KiB
https://www.pnc.com/content/dam/pnc-thought-leadership/personal-finance/invest/pnc_insights_p_risk-tolerance.jpgImage20067 KiB
https://www.pnc.com/etc/designs/pnc-foundation/clientlibs/pnc-foundation.glassBox/js/detector-lazy.min.jsScript20058 KiB
https://s2.go-mpulse.net/boomerang/4SJE4-K79NK-56ZNE-TYKPF-DZF5SScript20056 KiB
https://www.pnc.com/content/dam/pnc-thought-leadership/personal-finance/invest/pnc_insights_p_what-is-financial-plan.jpgImage20051 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/NeulisSans-Medium.otfFont20042 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/NeulisSans-Regular.otfFont20042 KiB
https://www.pnc.com/etc.clientlibs/pnc-aem-base/clientlibs/clientlib-fonts/resources/webfonts/NeulisSans-Light.otfFont20042 KiB
https://www.pnc.com/content/dam/pnc-thought-leadership/personal-finance/invest/pnc_insights_p_how-to-buy-stocks.jpgImage20042 KiB
https://www.u47.pnc.com/783807/address.jsScript20041 KiB
https://siteintercept.qualtrics.com/dxjsmodule/963.c66321cb3f9f4543e3c6.chunk.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=web&Q_BRANDID=www.pnc.comScript20039 KiB
https://www.pnc.com/etc.clientlibs/clientlibs/granite/jquery.min.jsScript20038 KiB
https://solutions.invocacdn.com/js/invoca-latest.min.jsScript20037 KiB
https://www.u47.pnc.com/783807/ethernet.js?r=0.5478268069538133XHR20035 KiB

Long tasks (>50 ms)

StartDuration
864 ms72 ms
466 ms71 ms
287 ms51 ms
Analyzing…
running mobile + desktop · ~30s