www.usbank.com

Report from 8/7/2026, 10:51:04 AM https://www.usbank.com
Latest run · lab, cold cache
60
8/7/2026
28-day score · p75 · the standard
60
7 runs
CRR100%latest
SSD17%latest
TC441 toklatest
TTFUT215 ms28-day p75

Scored by v3 · source-of-truth hashes: score db860d6ac94e · thresholds e94f8b33e500 — verifiable against the canonical scorer.

The 28-day score is the p75 of nightly runs — the stable number to cite. Deterministic metrics (CRR/SSD/TC) show their latest value (they move only when the site changes); timing (TTFUT) and answer-fidelity (AF) are smoothed by 28-day p75 — the same lab-vs-field split Core Web Vitals uses. Synthetic daily measurement, not real-user field data.

Core Agent Vitals badge  Embed this badge

Show your agent-readiness score anywhere — it links back to this report.

[![Core Agent Vitals](https://agentvitals.dev/badge/usbank.com.svg)](https://agentvitals.dev/results?url=https%3A%2F%2Fwww.usbank.com)
<a href="https://agentvitals.dev/results?url=https%3A%2F%2Fwww.usbank.com"><img src="https://agentvitals.dev/badge/usbank.com.svg" alt="Core Agent Vitals" height="20"></a>
What AI tells your customers about youAgent confidence: LOW
🟡Business namePersonal Banking, Credit Cards, Loans & Investing | U.S. Bank · guessed from page text (no structured data)
Categorynot found
🟡Price$300 · guessed from page text (no structured data)
Locationnot applicable · not applicable to this page type
Hoursnot applicable · not applicable to this page type
Productsnot applicable · not applicable to this page type
🟡DescriptionExperience personalized banking services for your unique needs with U.S. Bank - Checking, credit cards, home loans & convenient online banking. Member FDIC. · guessed from page text (no structured data)

An agent is likely to fabricate missing details rather than say “I don’t know”. 0/4 applicable facts come from machine-readable structured data.

60
Overall score
weighted CAV (0–100)
FAIL
0–4950–8990–100

Metrics

100%
CRR Content Recovery Good
0.17
SSD Semantic Signal Density Poor
441 tok
TC Token Cost Good
215 ms
TTFUT Time to First Useful Token N/A

Token Cost breakdown

Where the page's tokens go (≈6,087 across regions). 72% is non-content — chrome and boilerplate an agent pays for. Add landmark roles (main/nav/header/footer) so agents can skip it.

Content
28.2% · 1,719
Chrome (nav / header / footer)
50.9% · 3,101
Boilerplate (cookie / ad)
0% · 0
Other
20.8% · 1,267

Final screenshot

Final screenshot of https://www.usbank.com

Diagnostics

high SSD Low signal-to-noise for agents

content vs chrome/boilerplate

Evidencesignal 0.29 · JSON-LD 0/1 · missing: structured-data
ImpactAgent spends tokens parsing nav/boilerplate instead of content.
Effort30–90 min

Fix: Wrap the real content in <main>/<article>, cut repeated nav/boilerplate, and keep the primary content dense and early in the DOM.

high TC 71.8% of tokens are non-content (boilerplate/chrome)

agent representation — token decomposition

EvidenceToken decomposition: content 28.2%, chrome 50.9%, boilerplate 0%, other 20.8%. Only 28.200000000000003% of the agent's tokens are real content.
ImpactAn agent pays for boilerplate on every request and has less context left for the real content.
Effort30–90 min

Fix: Strip repeated nav/header/footer/cookie chrome from the agent-visible output; wrap content in <main>/<article> so the extractor keeps signal and drops boilerplate.

Rendered profile: headless

Agent Discoverability 78/100 · Needs Work

Access & discovery checks — separate from the gated CAV metrics above. Click an issue for business impact, what we measured, and how to fix. · Take the Agent Readiness course →

Agent files & endpoints

~ llms.txt Found at /llms.txt but missing H1/blockquote Learn →
robots.txt (AI bots) Major AI bots allowed Learn →
sitemap.xml Found at /sitemap.xml Learn →
JSON-LD structured data No JSON-LD found Learn →
~ agents.json Absent (emerging standard) Learn →
~ WebMCP endpoint Absent (emerging standard) Learn →
~ OpenAPI / API docs No OpenAPI/Swagger found Learn →

Issues (6)

~ No content-blocking cookie wall medium impact Consent platform: onetrust (verify it doesn't block content)

Business impact A consent wall that hides content until a click is invisible to agents — they cannot click 'Accept'.

What we measured We fingerprint OneTrust, Cookiebot, Usercentrics and similar managers and flag content-blocking ones.

How to fix Use an overlay banner that leaves content in the DOM, not a blocking interstitial.

Spec: https://gdpr.eu/cookies/

~ llms.txt present + valid high impact Found at /llms.txt but missing H1/blockquote

Business impact llms.txt is the robots.txt for AI: it tells agents what your site is, what matters, and where to find it. Without it AI guesses — and guessing means inaccurate recommendations and lost visibility.

What we measured We fetch /llms.txt and /.well-known/llms.txt and validate the spec (H1 title + a one-line blockquote summary). We also note /llms-full.txt (your full content as Markdown).

How to fix Create /llms.txt with a short summary + key pages; optionally /llms-full.txt with full content in Markdown.

Learn how to implement →

# Your Site
> One-line description for AI agents.

## Key pages
- /products — catalog
- /pricing — plans
- /docs — documentation

Spec: https://llmstxt.org

Structured data (JSON-LD) medium impact No JSON-LD found

Business impact Schema.org JSON-LD tells agents what a page IS (product, article, business) with typed fields (price, rating, hours). Without it agents extract less reliably.

What we measured We parse <script type=application/ld+json>, validate it, and check for populated @type fields.

How to fix Add JSON-LD: Organization/LocalBusiness on the homepage, Product on product pages, Article on posts.

Learn how to implement →

<script type="application/ld+json">{"@context":"https://schema.org","@type":"Organization","name":"Your Co","url":"https://example.com"}</script>

Spec: https://schema.org/

~ agents.json discovery low impact Absent (emerging standard)

Business impact agents.json describes what your site can DO for agents (services, endpoints, capabilities) — an emerging discovery standard. Early adopters get native agent integration.

What we measured We check /agents.json and /.well-known/agents.json for a valid configuration.

How to fix Publish /agents.json describing your site's capabilities and actions.

Learn how to implement →

Spec: https://github.com/wild-card-ai/agents-json

~ WebMCP endpoint low impact Absent (emerging standard)

Business impact WebMCP lets agents call actions on your site directly (book, buy, query) instead of scraping the DOM. Early adopters get native AI-agent interoperability.

What we measured We check /.well-known/webmcp and /webmcp.json for a valid actions array.

How to fix Add a WebMCP endpoint exposing your key actions to agents.

Learn how to implement →

Spec: https://webmcp.org

~ API documentation low impact No OpenAPI/Swagger found

Business impact Programmatic agents prefer a typed API. An OpenAPI/Swagger spec lets them integrate without scraping.

What we measured We probe /openapi.json, /swagger.json, /api-docs and /.well-known/openapi.json.

How to fix Publish an OpenAPI spec at a well-known path.

Learn how to implement →

Spec: https://www.openapis.org/

Passed audits (6)

✓ robots.txt allows AI bots✓ No CAPTCHA wall✓ Machine-readable prices✓ No login wall on public content✓ XML sitemap present + fresh✓ Server response (TTFB)

Transport & Trust (SEC 1.0.0)

HTTPS, HSTS, CSP, sniffing, referrer and CORS posture. Diagnostic only — this does not affect the CAV score. A security header does not make a page more legible to an agent, so scoring it would reward a CDN toggle that changes nothing an agent can recover. We measure it and say so.

80Transport posture (0–100, unscored)
5pass
0warn
1fail
Per-header findings (6)
HeaderEvidence
✅ HTTPSserved over HTTPS
❌ HSTSno strict-transport-security header
✅ Content-Security-Policypolicy present, script-src does not allow inline
✅ X-Content-Type-Optionsnosniff
✅ Referrer-Policyno-referrer-when-downgrade
✅ CORS exposureaccess-control-allow-origin: *
Full profile — how to improve · unused JS · network · timing

How to improve

highSplit the heaviest unused bundlehighest leverage

main-4348235eb30f2a6ba9eb.js — 549 KiB transferred, 62.6% unused

EvidenceCDP JS coverage: 343 KiB of this bundle is never executed on load.
Impact~-343 KiB transfer; lower Token Cost + faster agent parse.
Effort30–90 min
FixDynamic-import() the below-the-fold parts of main-4348235eb30f2a6ba9eb.js, or drop unused dependencies.
mediumCut third-party weight

googletagmanager.com — 565 KiB, 4 requests, 62 ms main-thread

EvidenceThird-party is 39% of total transfer (147 requests); googletagmanager.com is the largest.
ImpactFewer bytes + main-thread stalls before your content settles for an agent.
Effort1–3 h
FixLazy-load, self-host, or remove googletagmanager.com; defer non-critical third-party scripts.
mediumBreak up long main-thread tasks

longest task 103 ms (7 total)

EvidenceMain thread blocked 103 ms by the longest task.
ImpactFaster interactivity + content settling.
Effort1–4 h
FixSplit heavy work, defer third-party scripts, move compute off the main thread.
mediumCut total transfer weight

4.3 MB total

Evidence4.3 MB transferred.
ImpactCheaper, faster fetch on slow links.
Effort1–3 h
FixEnable Brotli, serve WebP/AVIF images, defer non-critical resources.

Third-party impact

147 third-party requests · 1715 KiB (39% of transfer) · 268 ms main-thread — code an agent must also fetch/run before your content settles. Fewer, lazier third-parties = faster, cheaper agent reads.

Third-party domainReqsTransferMain-thread
googletagmanager.com4565 KiB62 ms
quantummetric.com12350 KiB67 ms
facebook.net3179 KiB56 ms
tiqcdn.com9151 KiB24 ms
qualtrics.com19143 KiB
datadoghq-browser-agent.com159 KiB
licdn.com239 KiB
pinimg.com235 KiB
iesnare.com229 KiB59 ms
sc-static.net125 KiB
adoberesources.net125 KiB
siteimproveanalytics.com120 KiB

Wasted JavaScript (by bundle)

Transfer-accurate — each bundle's transfer size × its unused %, ranked by wasted bytes (the biggest code-splitting wins). Unused JS also inflates Token Cost (TC).

BundleTransferUnusedWasted
https://onlinebanking.usbank.com/digital/servicing/smart-assistant/main-4348235eb30f2a6ba9eb.js549 KiB62.6%343 KiB
https://onlinebanking.usbank.com/auth/login/wmf/latest/main-7abd1d07cce1f217dd71.js615 KiB51.3%315 KiB
https://onlinebanking.usbank.com/auth/login/wmf/latest/37-8cd33871ffec239dd2f1.js262 KiB89.3%234 KiB
https://www.googletagmanager.com/gtag/js?id=DC-6219543&cx=c&gtm=4e6852 3P134 KiB76.7%103 KiB
https://cdn.quantummetric.com/qscripts/quantum-usbank.js 3P350 KiB27.8%97 KiB
https://www.googletagmanager.com/gtag/js?id=AW-978114044&cx=c&gtm=4e6852 3P159 KiB47.3%75 KiB
https://www.googletagmanager.com/gtag/js?id=DC-6219543 3P134 KiB54.8%74 KiB
https://www.googletagmanager.com/gtag/js?id=DC-8176182 3P137 KiB52.6%72 KiB
https://connect.facebook.net/en_US/fbevents.js 3P108 KiB45%49 KiB
https://www.usbank.com/etc.clientlibs/usbank/clientlibs/clientlib-ghp/scripts.min.30ec6b1ae1045a3eb3bc781b06134482.js56 KiB82.3%46 KiB
https://tags.tiqcdn.com/utag/usbank/dotcom-homepage/prod/utag.js 3P84 KiB51.3%43 KiB
https://onlinebanking.usbank.com/auth/login/rwc/main-bundle.js57 KiB62%35 KiB
https://onlinebanking.usbank.com/digital/servicing/smart-assistant/rwc/main-bundle.js55 KiB59.9%33 KiB
https://www.datadoghq-browser-agent.com/us1/v6/datadog-rum.js 3P59 KiB54.5%32 KiB
https://siteintercept.qualtrics.com/dxjsmodule/963.c66321cb3f9f4543e3c6.chunk.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=web&Q_BRANDID=www.usbank.com 3P39 KiB68%26 KiB

Network

218Requests
4402 KiBTransferred
72Scripts
39%3rd-party
7Long tasks
Script (72)
3592 KiB
Image (36)
332 KiB
Font (10)
309 KiB
Stylesheet (3)
89 KiB
Document (7)
32 KiB
XHR (25)
24 KiB
Fetch (52)
20 KiB
Other (10)
4 KiB
Ping (3)
0 KiB
Heaviest requests (30)
URLTypeStatusTransfer
https://onlinebanking.usbank.com/auth/login/wmf/latest/main-7abd1d07cce1f217dd71.jsScript200615 KiB
https://onlinebanking.usbank.com/digital/servicing/smart-assistant/main-4348235eb30f2a6ba9eb.jsScript200549 KiB
https://cdn.quantummetric.com/qscripts/quantum-usbank.jsScript200350 KiB
https://onlinebanking.usbank.com/auth/login/wmf/latest/37-8cd33871ffec239dd2f1.jsScript200262 KiB
https://www.usbank.com/JBsYUhsIR/z/uyy3G3mw/b1OS8SYOOtEmwmYYQ5/U2MDMBYB/FgZ/vKwtBOjkBScript200182 KiB
https://www.usbank.com/content/dam/usbank/en/images/illustrations/illustration-usbank-mobile-screens-489x601.webpImage200162 KiB
https://www.googletagmanager.com/gtag/js?id=AW-978114044&cx=c&gtm=4e6852Script200159 KiB
https://www.googletagmanager.com/gtag/js?id=DC-8176182Script200137 KiB
https://www.googletagmanager.com/gtag/js?id=DC-6219543Script200134 KiB
https://www.googletagmanager.com/gtag/js?id=DC-6219543&cx=c&gtm=4e6852Script200134 KiB
https://connect.facebook.net/en_US/fbevents.jsScript200108 KiB
https://www.usbank.com/etc.clientlibs/usbank/clientlibs/clientlib-ghp/styles/ghp.min.b8147dfed7c6aa25bc31c170c1f7eacf.cssStylesheet20084 KiB
https://tags.tiqcdn.com/utag/usbank/dotcom-homepage/prod/utag.jsScript20084 KiB
https://www.usbank.com/content/dam/usbank/en/images/photos/homepage/photo-outdoor-yoga-woman-holding-mat-1x1.webpImage20061 KiB
https://www.datadoghq-browser-agent.com/us1/v6/datadog-rum.jsScript20059 KiB
https://onlinebanking.usbank.com/auth/login/rwc/main-bundle.jsScript20057 KiB
https://www.usbank.com/etc.clientlibs/usbank/clientlibs/clientlib-ghp/scripts.min.30ec6b1ae1045a3eb3bc781b06134482.jsScript20056 KiB
https://www.usbank.com/content/dam/usbank/en/images/photos/common/photo-two-friends-laughing-1050x700.jpg/jcr:content/renditions/cq5dam.webp.1050.700.webpImage20055 KiB
https://onlinebanking.usbank.com/digital/servicing/smart-assistant/rwc/main-bundle.jsScript20055 KiB
https://tags.tiqcdn.com/utag/usbank/global-sync/prod/utag.sync.jsScript20051 KiB
https://connect.facebook.net/signals/config/200614603636371?v=2.9.373&r=stable&domain=www.usbank.com&hme=6d1ed5deee7eafc01c53d9e9fc3c4e10db50c3d28237bc4932686777e5c3969a&ex_m=111%2C215%2C163%2C23%2C76%2C77%2C154%2C72%2C71%2C11%2C172%2C96%2C17%2C146%2C134%2C41%2C79%2C84%2C142%2C168%2C174%2C27%2C15%2C28%2C29%2C30%2C32%2C50%2C155%2C81%2C119%2C19%2C21%2C46%2C42%2C44%2C43%2C89%2C98%2C102%2C117%2C153%2C156%2C48%2C118%2C25%2C22%2C126%2C73%2C38%2C158%2C157%2C159%2C150%2C148%2C26%2C37%2C61%2C116%2C170%2C74%2C18%2C161%2C121%2C87%2C70%2C20%2C91%2C92%2C123%2C90%2C144%2C143%2C147%2C103%2C169%2C36%2C51%2C120%2C49%2C8%2C4%2C5%2C7%2C6%2C3%2C97%2C108%2C175%2C182%2C229%2C78%2C242%2C241%2C240%2C24%2C35%2C57%2C110%2C63%2C10%2C67%2C104%2C105%2C106%2C112%2C137%2C33%2C31%2C139%2C140%2C141%2C136%2C135%2C164%2C80%2C167%2C165%2C166%2C52%2C62%2C130%2C16%2C171%2C47%2C286%2C287%2C285%2C300%2C318%2C222%2C211%2C64%2C212%2C210%2C321%2C312%2C54%2C223%2C114%2C138%2C86%2C128%2C56%2C127%2C133%2C132%2C60%2C68%2C66%2C160%2C82%2C83%2C122%2C39%2C34%2C55%2C58%2C107%2C173%2C1%2C131%2C14%2C129%2C12%2C2%2C59%2C99%2C69%2C65%2C125%2C95%2C94%2C176%2C177%2C100%2C101%2C9%2C109%2C53%2C151%2C93%2C85%2C75%2C124%2C113%2C45%2C152%2C0%2C88%2C145%2C149%2C162%2C40%2C115%2C13%2C178Script20050 KiB
https://siteintercept.qualtrics.com/dxjsmodule/963.c66321cb3f9f4543e3c6.chunk.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=web&Q_BRANDID=www.usbank.comScript20039 KiB
https://www.usbank.com/JBsYUhsIR/z/uyy3G3mw/b1OSE1/KzltLxYB/eSw/sOxZ3KUwpScript20035 KiB
https://siteintercept.qualtrics.com/dxjsmodule/CoreModule.js?Q_CLIENTVERSION=2.54.0&Q_CLIENTTYPE=web&Q_BRANDID=usbankScript20033 KiB
https://s.pinimg.com/ct/lib/main.23a223e8.jsScript20033 KiB
https://content.usbank.com/content/dam/onlinebanking/common/static/fonts/U.S.BankCircularWeb-Bold.woff2Font20031 KiB
https://content.usbank.com/content/dam/onlinebanking/common/static/fonts/U.S.BankCircularWeb-Medium.woff2Font20031 KiB
https://www.usbank.com/etc.clientlibs/ecm-global/clientlibs/clientlib-resources/resources/fonts/U.S.BankCircular-Bold.woff2Font20031 KiB
https://www.usbank.com/etc.clientlibs/ecm-global/clientlibs/clientlib-resources/resources/fonts/U.S.BankCircular-Medium.woff2Font20031 KiB
https://content.usbank.com/content/dam/onlinebanking/common/static/fonts/U.S.BankCircularWeb-Light.woff2Font20031 KiB

Long tasks (>50 ms)

StartDuration
1331 ms103 ms
1194 ms102 ms
388 ms74 ms
1829 ms67 ms
926 ms61 ms
1566 ms58 ms
683 ms56 ms
Analyzing…
running mobile + desktop · ~30s